Lenders & Loan Programs

Lenders and Loan Programs

Following are the loan programs we offer:

Permanent Loan Programs
FNMA and FHA Multifamily Loan Programs


Permanent Loan Programs:
Preferred Property Types:

  • Multifamily (seniors, students and traditional)
  • Shopping Centers and Anchored Retail
  • Industrial / Warehouse Distribution and Flex
  • Office Buildings
  • Medical / Dental Buildings
  • Hotels (flagged)
  • Mini-storage


Loan Size: $5,000,000 minimum
Interest Rate: Fixed at application, spreads over corresponding Treasury yields
Loan Maturities: 5, 7, 10, 15 or 20 years. Amortizations 10 to 30 years (fully amortizing loans available)
Prepayments: Yield maintenance
Security: Non-recourse, first trust deed
Loan-to-Value: 75%
Debt Coverage Ratio: 1.20 x minimum
Origination Fee: Size Dependent, Up to 1%
Third Party Reports: Property condition and seismic report, environmental site assessment and ALTA survey. No MAI appraisal required on some loan programs
Lenders: Prudential Mortgage Capital Company
Principal Real Estate Investors
National Life Insurance Company

FNMA and FHA Multifamily Loan Programs:
Available via our correspondent DUS lenders.
Eligible Properties: All income producing, multifamily rental or cooperative properties with more than four units.